A regular deposit of money doesn't make it salary account. The real problem happens there after the banks system will automatically generate a report that will reflect in ones CIBIL record. Write an application with strong words to Hyd. Managing account other than salary account, Legal way US based Employer transfer money to India based employee. In which account do I get my salary transferred? so this instance will not fall in the score. But what this lady is facing is not banks money.Rs.
I had HDFC salary account during my job at Hyderabad.
Site design / logo 2022 Stack Exchange Inc; user contributions licensed under CC BY-SA. It is we who don't read the details mentioned. Maintain Salary Account even after quitting job. Viable alternatives to lignin and cellulose for cell walls and wood? Bank has not provided any service. If you are planning for a new salary account, it is better to close the account or maintain AQB as per bank guidelines. ill spam them with emails till eternity. How can be there such appreciation in negative balance within a month. After 3 months , salary account will be converted into saving account.Right? Very loyal to their jobs and always helpful to customer. I had combine casa + demat a/c. Blamed in front of coworkers for "skipping hierarchy". The best answers are voted up and rise to the top, Start here for a quick overview of the site, Detailed answers to any questions you might have, Discuss the workings and policies of this site, Learn more about Stack Overflow the company. I thought that I have to close the a/c through Hyd branch and so didnt think much about it as I dont have time from my present job and also I have to attend some other classes in evening. point no.
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What is interview process like at HDFC Bank? 11. As that a/c changed to a regular one (I dont know when it changed from salary to regular as I was not separately informed about it), I approached HDFC local branch to close my account but they said I have to pay around Rs.400 per month for not maintaining minimum balance. Do you want to clear all the notifications from your inbox? But now they are telling me to pay for not maintaining balance all these days.
Which is the best app to trade & invest in Stock Market in 2022? By clicking Accept all cookies, you agree Stack Exchange can store cookies on your device and disclose information in accordance with our Cookie Policy. What to be done if company does not provide Form 16. I had salary account in HDFC, changed jobs, continued the account, it's got converted into savings. Can I use it to receive EU income? Last month I recieved a message that my a/c balance is INR 800/. But B is saying that he will ask his friend C to send him monthly some money say Rs.10000 every month and after some days C will return the money back to him. 6. Click on the Options , it opens up the settings page. If there is no transaction in account for two years, other than interest credit in savings/current account, the bank will classify it as dormant or inoperative account.
Announcing the Stacks Editor Beta release! 9. Ill never ever block my money with HDFC anymore after this incident. balance is already zero and will deactivate my atm card.. so no atm fee.
Though it was a salary a/c my sal was never credited into it due to some technical problems and it was transferred directly to my other account. How Many Credit Cards Should You Have and How To Manage Them? Only hold or lien for bank charges r applied for the recovery of banks dues . How to freeze molecular orbitals in GAMESS-US? 14.
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Disclaimer: DesiDime helps you find the best deals and is community supported. I left that job 1.5yrs back and now I am presently working in another place.
What kind of signals would penetrate the ground? Thank you so much.. The salary account is not closed by the bank automatically. I still have my German bank account, but I'm not residing within the EU anymore. Regarding a shloka similar to a shloka in guru gita. Will decide my future steps after I get a reply from HDFC for my complaint. 5. Working as freelancer for US company. Woman Replied To Rejection Mail With Meme And Landed A Job Interview! That comes to a fee of a few thousands now. How to get Genuine Free Sample Products in India in 2022? More Info:
400/month is harassment..even if its policy of HDFCits unjust.. i m also facing the same my total of three months is 1100. stupid me that i didnt checked in the first instance . What should I do when someone publishes a paper based on results I already posted on the internet? To Start receiving timely alerts please follow the below steps: For investment related articles, business news and mutual fund advise, Story first published: Thursday, October 15, 2015, 10:54 [IST]. RBI norms for customer service and money laundering ( risk mitigating) can be referred and also raising The complaint to Banking ombudsman. I am writing here with great hope. To subscribe to this RSS feed, copy and paste this URL into your RSS reader. Now A resign the jobs and joins another company XXX.
8. 13. Please note that all salary figures are approximations based upon third party submissions to Indeed. Difference Between Salary Account and Savings Account? My bank statement which I receive quarterly never mentioned any negative amount for these charges. Scroll down the page to the Permission section . Hathway Cable Reports 57.09% Fall In Consolidated Net Profit, Check Stock Price. You'd probably be better off approaching "Bank AAA" and checking their specific policies on that specific product, versus asking us for a generic (and maybe wrong) answer. Plz help me what I should do. Hope this is right? Note that bank will not allow you to close the account if there is a negative balance in the account. its on DD that i have realized how important 1100 rs are. We've some exclusive offers waiting for you, Be assured of being notified of the best deals by creating a custom alert, https://www.desidime.com/discussions/need-help-closing-my-salary-account?page=1#post_1169430, https://www.desidime.com/discussions/need-help-closing-my-salary-account?page=1#post_1169437, https://www.desidime.com/discussions/need-help-closing-my-salary-account?page=1#post_1169449, https://www.desidime.com/discussions/need-help-closing-my-salary-account?page=1#post_1169455, https://www.desidime.com/discussions/need-help-closing-my-salary-account?page=1#post_1169463, https://www.desidime.com/discussions/need-help-closing-my-salary-account?page=1#post_1169465, https://www.desidime.com/discussions/need-help-closing-my-salary-account?page=1#post_1169564, https://www.desidime.com/discussions/need-help-closing-my-salary-account?page=1#post_1169578, https://www.desidime.com/discussions/need-help-closing-my-salary-account?page=1#post_1169584, https://www.desidime.com/discussions/need-help-closing-my-salary-account?page=1#post_1169587, https://www.desidime.com/discussions/need-help-closing-my-salary-account?page=1#post_1169598, https://www.desidime.com/discussions/need-help-closing-my-salary-account?page=1#post_1169602, https://www.desidime.com/discussions/need-help-closing-my-salary-account?page=1#post_1169605, If they want to take it up.maintain a written communication line..instead of phone conversation, https://www.desidime.com/discussions/need-help-closing-my-salary-account?page=1#post_1169619, https://www.desidime.com/discussions/need-help-closing-my-salary-account?page=1#post_1169630, https://www.desidime.com/discussions/need-help-closing-my-salary-account?page=1#post_1169631, https://www.desidime.com/discussions/need-help-closing-my-salary-account?page=1#post_1571164, https://www.desidime.com/discussions/need-help-closing-my-salary-account?page=1#post_6740946, https://www.desidime.com/discussions/need-help-closing-my-salary-account?page=1#post_6741062, https://www.desidime.com/discussions/need-help-closing-my-salary-account?page=1#post_6742610, https://www.desidime.com/discussions/need-help-closing-my-salary-account?page=1#post_6742654, Amazon Pay Balance (Money) Can be now used to Send Money via UPI, HDFC Bank launch 'RuPay Regalia' Credit Card | Lifetime Free Conversion | offers & cashback, Jupiter 1% rewards on Debit Card & UPI (Changed). Click on the Menu icon of the browser, it opens up a list of options. When there is no salary credit in the salary or zero balance account for continuous three months, the account will be treated as savings account and individuals need to maintain required Average Quarterly Balance (AQB) as suggested by the bank. Why they have NOT closed it by now ? Is a "salary account" a product/service offered by a bank that is different from a checking or savings account? If a creature's only food source was 4,000 feet above it, and only rarely fell from that height, how would it evolve to eat that food?
What should I do if I lost money in a scam?
Banks policy and applications form for opening account can be verified on net or under RTI. But i suggest not to burn your documents like cheque book/statement etc for future use. Is there any way I can give + scores to all of you? Ironically i was not charged any thing for this transaction (this was a benefit i enjoyed with salary a/c.. dont know how to interpret this as they are charging AMB charge but giving features of salary a/c at same time). What's inside the SPIKE Essential small angular motor? fraud with me .50K from my bank account need suggestion urgent please. I have written to them regarding clarifications and refund as i was not informed about this.
I worked in that office for about 6 months and even 6 months after leaving that job the account used to show as salary a/c. Now B quits his job permanently. What Parts of English Grammar Can Be Mapped To German?
Penguin bhaiit should not get reflected on CIBIL ratingsshe has not taken any credit, According to CIBIL site Your credit score tells the lender how likely you are to pay back loan or credit card dues based on your past repayment behavior. Some banks keep it as salary account even after you quit job, some convert it to savings. But I have submitted my PAN card copy to them, will that be a problem?
charging without consent or intimation is pure fraud. Ever wondered what happens to your salary account when there is no salary credited for consecutive months? 4 and 11 means nothing to worry for me. I came to know that normally the salary a/c changes to regular account if there is no salary credit for 3 months in a row. I was told about desidime by a friend and she told me that I will definitely get help from the users here. 1100 by HDFC AMB CHRG INCL ST & CESS FOR JUNE 13. They Sent Mail Balance Was 0 They Told Me About Charges But I Didnt Pay They Done Nothing. Minimum wage may differ by jurisdiction and you should consult the employer for actual salary figures. I never used demat. How can I use parentheses when there are math parentheses inside? Bank has obtained any consent for not closing the account despite not having enough balance in the account. Connect and share knowledge within a single location that is structured and easy to search. After few months normally 18 to 24 months banks carry out exercise to close the zero balance dormant accounts after intimating to client. end of story. Most people think they are paid fairly at HDFC Bank, Compare all Account Officer salaries in India, See all HDFC Bank Account Officer reviews, Poor environment, Internal politics, Employees not cooperative, All are purely work minded people. 100 Cashback for UPI Transactions (User Specific), Flat 50% off on Mother Dairy Paneer & Amul Masti Dahi (Location-Specific), Amazon Funzone Stars Daily Quiz Answers 21 July : Win 5 Stars, Xiaomi 12 Pro | 5G (Couture Blue, 8GB RAM, 256GB Storage) [Flat 12,000 Discount with ICICI for Amazon Prime Members ]. In the event the employment of the Customer with the Employer ceases, the Customer shall immediately notify ICICI Bank regarding such termination of employment.
I dont have much knowledge of these bank matters.
What kind of background check does HDFC Bank do and how lon. Many private banks at the end of every quarter levy charges on your bank account if you fail to maintain the required balance. This Banking Stock, Rises 7% in 1 week, Now Fixes Record Date To Pay Dividend, Stock To Watch: IndusInd Bank Reports 60% YoY Rise In Net Profit, Check Ex-Dividend Date. They are not permitted to close the account unless you request for the same. Can a human colony be self-sustaining without sunlight using mushrooms?
No transaction done after making the balance as Nil. I was really worried about it from the past week. Salary information comes from 87 data points collected directly from employees, users, and past and present job advertisements on Indeed in the past 36 months.
I am also facing same problem. Involuntary Account Closure due to Suspicious Activity (AKA BTC transactions).When will I receive the funds from account closure? 12. Macroeconomic Shocks May Lead, To 28 Pc Rise In Companies' Working Capital Demand In FY23: Report, Buy This Midcap Banking Stock, Says Broking Firm Sharekhan. And you cannot escape even if there is no balance in the account as the charges will take your account in negative. 4. Still awaiting reply.
Asking for help, clarification, or responding to other answers. Links on our site are monetised, it means we can keep our platform free to use, without compromising on impartiality. Just Forget That You Have Account Thats It, I Done With 3 Account ICICI AXIS And CITY Bank All Closed Now. A pop up will open with all listed sites, select the option ALLOW, for the respective site under the status head to allow the notification. i very well remember i never signed any such AMB agreement. Once the changes is done, click on the Save Changes option to save the changes. Consumer court also deal with the subject.
If one have a poor CIBIL grading the ill effects of that will be observed while applying for a loan & credit card; which will eventually tag us as a fraud! Blast them to take them to consumer court for mental harassment..Rs.400 per month charge by no means that will be servicing costs for the account, alternativelyif you want to pursue it further.write to the RBI representative for the banking regionyou can easily find the contact of regional officer in charge of RBI on RBI site. Withdraw money from Canada Pension Plan (CPP) or Govt Pension by an Indian Citizen.
Moving to Brunei. Check List of 50+ Free Samples! So is this true that if we(not employer) send money to salary account every month, it will not be converted to Savings account? 1. Read More Join thousands of savvy shoppers who share the best deals, discount coupons & online shopping tips, Vote on deals, Comment your opinion & Create topic of your choice, Sounds perfect right? Stock To Watch: This Smallcap Stock Ticked Above 11% Intraday Gain, What's Next? hope someone treats hdfc like this http://www.desidime.com/forums/dost-and-dimes/t, +1.. they dont even deserve that one spends a single penny on phone call to them
I am new to this forum. On termination of the employment, ICICI Bank reserves the right to close the Salary Account or to treat the Salary Account as an Account wherein the customer will cease to enjoy any/all benefits under Salary Account scheme, provided however the Customer deposits all documents as required by ICICI Bank and under such circumstances, these Terms shall cease to apply to such Account and it shall be governed by the Terms and Conditions. You should look at the specific terms and conditions of bank AAA but I imagine they will have a similar clause. Branch . http://www.desidime.com/forums/dost-and-dimes/t. 10. How should I deal with coworkers not respecting my blocking off time in my calendar for work? Thanks in advance.. just burn the card and cheque book and forget that you ever had any account with them.
It only takes a minute to sign up. How many days does hdfc sales PVT LTD needs to generate offer letter, Does HDFC Bank require background check? Personal Finance & Money Stack Exchange is a question and answer site for people who want to be financially literate. Nice to be part of this organization. According to the terms and conditions sending money between private individuals would not count. rev2022.7.20.42634. How should we do boxplots with small samples? No notice has been issued to close the account. Here click on the Privacy & Security options listed on the left hand side of the page. Bank is at fault for not controlling the risk, not informing and not closing the account. i also had the same problem i have been duped by Rs. I lost around 500 rupees this way. This is very silly question I know , but there is a big debate happening between my colleagues. How should you prepare for an interview at HDFC Bank? I have zero balance in it from over 8 months now. Triumph of liberty over tyranny: Chidambaram after Zubairs release, Indian Docu-Film About Valentines Day Is Set For Its Premiere At The Comic-Con, Pakistan to play two tri-series at home in new FTP: PCB sources, Nothing Phone 1 Gets First OTA Update Soon After Its Launch, List Of Unusual Modes Of Transportation From Across The Globe, Hyundai i10 Successor Could Go Electric - 11 More EVs to Arrive By 2030, Climate Change Is More Than Visible Now- The Heatwaves In Europe. So, when there is any credit in your account, it would be swept away to make up for the deficit. Questions issues and suggestions for Desidime. 7. Decide and convey that u r not going to pay a single penny on AMB clause as no service is availed for so long. Recently I was told that we can close the a/c from any branch and so I went to the local branch to close the account. Stack Exchange network consists of 180 Q&A communities including Stack Overflow, the largest, most trusted online community for developers to learn, share their knowledge, and build their careers. Say A is having Salary account with Bank AAA who is working in company ABC. Salary estimated from 39 employees, users, and past and present job advertisements on Indeed in the past 36 months. Please check with your Human Resource or Payroll department before applying.
Or is it something operated by the employer? I used to do some other transactions through that account but not very much, may be once or twice in three months. That's out and out fraud, and it's the policy of PF&M to not support fraudulent activities. To learn more, see our tips on writing great answers. Banks can only freeze the accounts if there are no transactions in the account for a particular period. they make the customers to park funds so that they earn through it and can make their books look +ve. Here click on the Settings tab of the Notification option.
